General insurance value measures data - July to December 2021

Data Published: 25/11/2022 Last updated: 25/11/2022

Following a successful pilot, we publish value measures data for a wide range of general insurance (GI) products for July to December 2021.

The value of insurance products for consumers continues to be an important area for us given cost of living increases and is a central feature of the incoming Consumer Duty. Firms must ensure that their products offer fair value to consumers.

This is a first set of data and we will continue to analyse trends over time. General insurance is an important product for consumers and by and large provides essential protection to consumers at fair value. However, we are concerned about how the current picture presented in the data appears to compare with firms stating that virtually all products are providing fair value.

We will be closely analysing the next data set due in February 2023, as well as testing the robustness of firms’ product oversight and governance arrangements, including fair value assessments.

Where the data indicates that individual firms, or products, are not providing fair value, we are seeking to urgently understand their assessments and what, if any, changes have been made to the products as a result. Where we are not satisfied with the explanation, we will consider what tools we should use to protect consumers.

1. What the data shows

We have looked at claims costs as a proportion of premium. At an aggregated product level (where a minimum of 5 firms reported data):

  • Claims costs as a proportion of premium range from 5.21% for GAP Insurance (Add on) to 65.95% for Motorcycle (all).
  • For some products, add-ons have on average lower claim costs as a proportion of premiums, compared to the corresponding standalone product.
  • We note that products with the lowest % of premiums paid out in claims included GAP Insurance (Add-on and standalone), Travel insurance (various), Excess Protection Insurance (Add-on) and Personal Accident Insurance (Add-on).

Users of the data can filter the firm specific information by product to explore the distribution of value measures across different firms.

This is a first dataset, covering a 6-month period. Future datasets will cover 12-month reporting periods and give a fuller picture of product value, also better reflecting wider factors such as seasonality.

Download GI value measures July to December 2021 (XLSX)

View the GI values measures tables

2. Our expectations

Firms must ensure that their products offer fair value to consumers and take the value measures data into account when assessing fair value. Where value metrics indicate potentially poor value, we expect a firm’s Board and senior management to strongly challenge whether its products are offering fair value to consumers.

Firms must assess the value of their products, considering, among other things, the nature of the product, including the benefits that will be provided, their quality, and any limitations (for example in the scope of cover, exclusions, excesses, or other features). In our thematic review of the general insurance distribution chain (TR19/2), we also found that consumers may not always receive fair value because of parties in distribution chains earning high (and potentially excessive) levels of commission.

Our product governance requirements for General Insurance products stipulate that firms should now have carried out value assessments of their products. Firms should refer to FCA rules and guidance in Chapter 4 of the Product Governance (PROD) sourcebook.

We will ask some of the firms offering potentially lower value products to consumers, according to the value measures data, to explain the value of these products and the outcome of the firms’ fair value assessments.

3. Consumer Duty

In July 2022, we launched the Consumer Duty, with rules coming into force in July 2023 for products that are open for sale or renewal. While the Consumer Duty includes requirements around product governance, price and value, insurance firms subject to, and complying with, PROD 4 for non-investment insurance products, will already meet the products and services outcome, and the price and value outcome of the Duty. However, value metrics could also be potential indicators of wider issues under the Consumer Duty, helping to show if consumers are getting good outcomes. For example, claims complaints as a percentage of claims may also highlight issues with how firms are delivering consumer support during the claims process.

Under the Consumer Duty, firms must act to deliver good outcomes for their consumers. As part of this, they will need to:

  • act in good faith
  • avoid causing foreseeable harm
  • enable and support consumers to pursue their financial objectives

Firms will also need to provide support that meets consumer needs and expectations, and ensure that consumers can use their product as reasonably anticipated and not face unreasonable barriers during the lifecycle of a product. This could include making sure consumer support and claims handling resources are adequate.

We expect that value measures data will help firms monitor if they are meeting these requirements.

4. Why we are publishing

We committed to publish the GI value measures data in Policy Statement PS20/9.

The data will provide firms, market commentators and organisations such as consumer groups, with common indicators of value across a range of GI products. By publishing this information, we aim to create incentives for firms to compete on broader elements of product value than price alone, and to improve the value of the products and services they offer consumers.

The data is not designed to support consumers directly while making decisions about insurance products. The data is also historic so may not reflect products and prices available today. If consumers have questions about the value of their insurance products, they should raise these with insurance firms directly. It is important that consumers understand what cover they are getting – and firms must make that clear to consumers during the sales journey.

5. What the data includes

The data includes firm specific information on claims frequencies, claims acceptance rates, average claims pay-outs and claims complaints as a proportion of claims, for a wide range of retail GI products.

Firms are required to report for relevant products sold to consumers in the UK where total retail premiums (written) are above £400,000 in the reporting period, and where there are more than 3,000 policies in force during the reporting period. We are publishing data about individual firms where the same reporting threshold is met at a granular product level.

We have included some additional contextual information at an aggregate product level to help readers interpret the data. For example, we have calculated the proportion of money raised in premiums that insurers paid out in claims. Our aggregated product level data only includes products where 5 or more firms submitted data.

In Policy Statement PS20/9 we said that we would not require firms to report claims cost information for legal expenses insurance or vehicle breakdown insurance. The data does not include related metrics for these products. 

6. Explaining the data

Many factors potentially contribute to the value profile of a GI product – and it is important to consider all these factors rather than single metrics in isolation.

Some important factors will not be identifiable in the data but will influence the results. For example, business mix, age of the product, duration of policy (some products in our sample may be longer than 12 months), the reporting period (this initial sample period is just 6 months), target market, and volume of business could create significant variation across products or firms. External factors such as seasonality, inflation or societal issues could have a bearing – for example travel insurance data for July-December 2021 is likely to be impacted by travel behaviours during that phase of the Covid-19 pandemic.

As this is the first time we have collected and published this full data set (outside of the original pilot firms and products) it is possible that we may identify reporting inaccuracies or inconsistencies between firms. We will take steps as required to address such issues. We will be collecting data in February 2023 for the period January-December 2022 – and will publish this in due course.

7. Data tables

Product Category

Claims Frequency

Claims acceptance rate

Average claims payout

Claim complaints as a % of claims

Sum of Average number of policies in force

Total retail premiums(written)

% of premiums paid out in claims

GAP insurance (Add-on)

0.15%

96.86%

£2,452.03

3.28%

492,705

£28.63M

5.21%

GAP insurance (Stand-alone)

0.90%

96.51%

£635.45

1.42%

1,663,794

£108.13M

7.81%

Travel - annual european (All)

2.50%

85.95%

£925.51

3.85%

848,696

£105.61M

9.26%

Excess protection (for motor insurance) (Add-on)

0.66%

99.06%

£385.30

0.34%

400,651

£7.43M

9.76%

Travel - annual worldwide (All)

1.73%

83.37%

£1,142.09

3.90%

1,419,588

£122.85M

10.60%

Personal accident (Add-on)

0.08%

96.57%

£1,982.45

0.50%

3,482,930

£30.83M

17.48%

Travel - single trip (Stand-alone)

3.66%

74.71%

£976.24

2.23%

2,425,261

£172.37M

18.02%

Healthcare cash plan (All)

116.52%

94.10%

£61.20

0.09%

2,357,622

£596.96M

26.37%

Home emergency (Add-on)

2.36%

86.89%

£187.62

4.00%

4,812,249

£57.34M

27.51%

Home - contents only (All)

1.78%

78.62%

£1,394.77

5.81%

4,281,117

£283.96M

27.58%

Excess protection (for motor insurance) (Stand-alone)

0.62%

96.95%

£396.87

0.31%

1,940,028

£11.13M

29.68%

Personal accident (Stand-alone)

0.42%

80.22%

£4,802.18

3.94%

886,257

£46.82M

30.46%

Home emergency (Stand-alone)

17.13%

98.19%

£129.55

11.88%

9,349,769

£638.29M

31.65%

Home - buildings only (All)

1.54%

68.49%

£4,887.24

10.06%

2,168,261

£241.61M

36.31%

Dental insurance (All)

2.95%

93.59%

£118.56

0.82%

1,401,116

£11.87M

38.47%

Extended warranty - electrical goods (Stand-alone)

6.40%

99.19%

£147.70

4.81%

9,180,647

£218.67M

39.34%

Home - (buildings and contents combined) (All)

2.63%

77.36%

£3,569.86

8.02%

15,100,138

£2,339.94M

39.90%

Payment protection (credit card,store cards and personal loans) (All)

0.52%

84.91%

£7,039.45

5.71%

399,917

£22.54M

42.57%

Gadget (including mobile phone) (Add-on)

8.67%

98.44%

£375.16

6.35%

2,601,756

£166.32M

44.46%

Extended warranty - motor (Stand-alone)

18.56%

92.48%

£701.68

1.21%

353,231

£89.37M

45.71%

Payment protection (mortgage) (All)

1.44%

91.68%

£3,888.97

6.74%

220,282

£29.67M

47.61%

Pet - time limited (All)

16.65%

86.30%

£552.80

1.65%

707,178

£112.94M

50.27%

Pet - maximum benefit (All)

22.94%

93.59%

£520.02

1.17%

469,046

£99.55M

51.65%

Motor (All)

5.11%

99.18%

£3,320.48

4.71%

33,797,538

£8,067.65M

56.34%

Pet - covered for life (All)

30.02%

92.62%

£552.11

0.74%

3,146,546

£759.69M

61.43%

Gadget (including mobile phone) (Stand-alone)

7.32%

95.33%

£304.23

6.41%

4,441,410

£124.87M

62.72%

Motor cycle (All)

2.24%

97.72%

£6,941.86

5.28%

1,714,488

£192.14M

65.95%

After the event legal expenses (All)

1.82%

93.57%

0.13%

342,704

£51.80M

Before the event legal expenses - home (All)

0.16%

56.00%

9.21%

9,193,481

£87.05M

Before the event legal expenses - motor (All)

0.50%

95.00%

0.62%

17,760,905

£149.89M

Vehicle breakdown (Add-on)

6.69%

93.30%

1.83%

7,683,817

£173.29M

Vehicle breakdown (Stand-alone)

17.90%

96.59%

2.07%

7,343,329

£453.90M

Firm name

Product category

Claims acceptance rate

Claims frequency

Claims complaints as a % of claims

Average claims payout

AA Underwriting Insurance Company Limited

Home - (buildings and contents combined) (All)

60 - 65%

0 - 5%

15 - 20%

£2000 - 2500

AA Underwriting Insurance Company Limited

Home - buildings only (All)

55 - 60%

0 - 5%

20 - 25%

£4500 - 5000

AA Underwriting Insurance Company Limited

Home - contents only (All)

70 - 75%

0 - 5%

10 - 15%

£1500 - 2000

AA Underwriting Insurance Company Limited

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£1000 - 1500

Abacai Insurance Company

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£3500 - 4000

Able Insurance Services Ltd

Motor (All)

90 - 95%

5 - 10%

0 - 5%

£4500 - 5000

Acasta European Insurance Company Limited

Alloy Wheel insurance (Stand-alone)

95 - 100%

15 - 20%

0 - 5%

£0 - 500

Acasta European Insurance Company Limited

Excess protection (for motor insurance) (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Acasta European Insurance Company Limited

Extended warranty - electrical goods (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Acasta European Insurance Company Limited

Extended warranty - furniture (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Acasta European Insurance Company Limited

Extended warranty - motor (Stand-alone)

90 - 95%

0 - 5%

0 - 5%

£0 - 500

Acasta European Insurance Company Limited

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Accelerant Insurance Europe SA/NV

Home - (buildings and contents combined) (All)

95 - 100%

0 - 5%

0 - 5%

£5000 - 5500

Accredited Insurance (Europe) Ltd

Home - (buildings and contents combined) (All)

85 - 90%

0 - 5%

5 - 10%

£3000 - 3500

Accredited Insurance (Europe) Ltd

Home - buildings only (All)

80 - 85%

0 - 5%

0 - 5%

£4000 - 4500

Accredited Insurance (Europe) Ltd

Home - contents only (All)

90 - 95%

0 - 5%

0 - 5%

£1500 - 2000

Accredited Insurance (Europe) Ltd

Motor (All)

95 - 100%

0 - 5%

0 - 5%

£2000 - 2500

Accredited Insurance (Europe) Ltd

Motor cycle (All)

95 - 100%

0 - 5%

0 - 5%

£3000 - 3500

Acromas Insurance Company Limited

Before the event legal expenses - home (All)

25 - 30%

0 - 5%

0 - 5%

Acromas Insurance Company Limited

Before the event legal expenses - motor (All)

85 - 90%

0 - 5%

0 - 5%

Acromas Insurance Company Limited

Home - (buildings and contents combined) (All)

75 - 80%

0 - 5%

0 - 5%

£2000 - 2500

Acromas Insurance Company Limited

Home - buildings only (All)

75 - 80%

0 - 5%

5 - 10%

£4000 - 4500

Acromas Insurance Company Limited

Home - contents only (All)

75 - 80%

0 - 5%

0 - 5%

£1000 - 1500

Acromas Insurance Company Limited

Motor (All)

95 - 100%

0 - 5%

5 - 10%

£2000 - 2500

Acromas Insurance Company Limited

Pet - maximum benefit (All)

80 - 85%

10 - 15%

0 - 5%

£500 - 1000

Acromas Insurance Company Limited

Vehicle breakdown (Add-on)

80 - 85%

15 - 20%

0 - 5%

Acromas Insurance Company Limited

Vehicle breakdown (Stand-alone)

85 - 90%

0 - 5%

5 - 10%

Action 365 Ltd

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£0 - 500

Advantage Insurance Company Limited

Home - (buildings and contents combined) (All)

75 - 80%

0 - 5%

10 - 15%

£2500 - 3000

Advantage Insurance Company Limited

Motor (All)

95 - 100%

5 - 10%

5 - 10%

£2500 - 3000

Advantage Insurance Company Limited

Motor cycle (All)

95 - 100%

0 - 5%

0 - 5%

£2500 - 3000

Ageas Insurance Limited

Excess protection (for motor insurance) (Add-on)

95 - 100%

10 - 15%

0 - 5%

£0 - 500

Ageas Insurance Limited

GAP insurance (Add-on)

90 - 95%

0 - 5%

0 - 5%

£3000 - 3500

Ageas Insurance Limited

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£2000 - 2500

Ageas Insurance Limited

Home - (buildings and contents combined) (All)

55 - 60%

0 - 5%

0 - 5%

£4500 - 5000

Ageas Insurance Limited

Home - buildings only (All)

60 - 65%

0 - 5%

5 - 10%

£4500 - 5000

Ageas Insurance Limited

Home - contents only (All)

70 - 75%

0 - 5%

0 - 5%

£1000 - 1500

Ageas Insurance Limited

Key cover (Stand-alone)

90 - 95%

0 - 5%

0 - 5%

£0 - 500

Ageas Insurance Limited

Motor (All)

95 - 100%

0 - 5%

0 - 5%

£3500 - 4000

Ageas Insurance Limited

Motor cycle (All)

95 - 100%

0 - 5%

0 - 5%

£6000 - 6500

Ageas Insurance Limited

Personal accident (Add-on)

95 - 100%

0 - 5%

0 - 5%

£8000 - 8500

Ageas Insurance Limited

Travel - annual worldwide (All)

65 - 70%

0 - 5%

0 - 5%

£500 - 1000

Ageas Insurance Limited

Vehicle breakdown (Add-on)

90 - 95%

5 - 10%

0 - 5%

Ageas Insurance Limited

Vehicle breakdown (Stand-alone)

95 - 100%

10 - 15%

0 - 5%

Aioi Nissay Dowa Insurance UK Limited

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£1500 - 2000

Aioi Nissay Dowa Insurance UK Limited

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£5000 - 5500

AllClear Insurance Services Ltd

Travel - single trip (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£500 - 1000

Allianz Insurance Plc

Before the event legal expenses - home (All)

65 - 70%

0 - 5%

0 - 5%

Allianz Insurance Plc

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

Allianz Insurance Plc

Pet - covered for life (All)

90 - 95%

25 - 30%

0 - 5%

£500 - 1000

Allianz Insurance Plc

Pet - time limited (All)

85 - 90%

10 - 15%

0 - 5%

£500 - 1000

Alwyn Insurance Company Limited

Before the event legal expenses - other (All)

90 - 95%

0 - 5%

0 - 5%

Alwyn Insurance Company Limited

Home emergency (Add-on)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Alwyn Insurance Company Limited

Motor (All)

90 - 95%

5 - 10%

0 - 5%

£4000 - 4500

Alwyn Insurance Company Limited

Motor cycle (All)

95 - 100%

15 - 20%

0 - 5%

£3000 - 3500

Alwyn Insurance Company Limited

Vehicle breakdown (Add-on)

95 - 100%

0 - 5%

0 - 5%

AMERICAN INTERNATIONAL GROUP UK LIMITED

Excess protection (for motor insurance) (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

AMERICAN INTERNATIONAL GROUP UK LIMITED

Extended warranty - electrical goods (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

AMERICAN INTERNATIONAL GROUP UK LIMITED

Gadget (including mobile phone) (Stand-alone)

95 - 100%

5 - 10%

5 - 10%

£0 - 500

AMERICAN INTERNATIONAL GROUP UK LIMITED

Healthcare cash plan (All)

95 - 100%

0 - 5%

0 - 5%

£2000 - 2500

AMERICAN INTERNATIONAL GROUP UK LIMITED

Home - (buildings and contents combined) (All)

95 - 100%

10 - 15%

0 - 5%

£16500 - 17000

AMERICAN INTERNATIONAL GROUP UK LIMITED

Personal accident (Stand-alone)

70 - 75%

0 - 5%

0 - 5%

£6000 - 6500

AMERICAN INTERNATIONAL GROUP UK LIMITED

Travel - single trip (Stand-alone)

0 - 5%

0 - 5%

0 - 5%

£500 - 1000

AMS Insurance Services Limited

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£2000 - 2500

Amtrust Europe Limited

After the event legal expenses (All)

90 - 95%

0 - 5%

0 - 5%

Amtrust Europe Limited

Before the event legal expenses - home (All)

25 - 30%

0 - 5%

5 - 10%

Amtrust Europe Limited

Before the event legal expenses - motor (All)

85 - 90%

0 - 5%

0 - 5%

Amtrust Europe Limited

Before the event legal expenses - other (All)

40 - 45%

0 - 5%

5 - 10%

Amtrust Europe Limited

Excess protection (for motor insurance) (Add-on)

95 - 100%

0 - 5%

0 - 5%

£500 - 1000

Amtrust Europe Limited

Extended warranty - motor (Stand-alone)

85 - 90%

5 - 10%

0 - 5%

£500 - 1000

Amtrust Europe Limited

Gadget (including mobile phone) (Stand-alone)

90 - 95%

0 - 5%

0 - 5%

£0 - 500

Amtrust Europe Limited

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

10 - 15%

£4000 - 4500

Amtrust Europe Limited

Home emergency (Add-on)

80 - 85%

0 - 5%

0 - 5%

£0 - 500

Amtrust Europe Limited

Home emergency (Stand-alone)

90 - 95%

15 - 20%

0 - 5%

£0 - 500

Amtrust Europe Limited

Payment protection (credit card,store cards and personal loans) (All)

95 - 100%

0 - 5%

10 - 15%

£5500 - 6000

Amtrust Europe Limited

Personal accident (Add-on)

85 - 90%

0 - 5%

0 - 5%

£0 - 500

Amtrust Europe Limited

Vehicle breakdown (Add-on)

90 - 95%

5 - 10%

0 - 5%

Ancile Insurance Group Ltd

Travel - annual worldwide (All)

50 - 55%

0 - 5%

0 - 5%

£0 - 500

Ancile Insurance Group Ltd

Travel - single trip (Stand-alone)

60 - 65%

0 - 5%

5 - 10%

£2000 - 2500

Animal Friends Insurance Services Ltd

Pet - accident only (All)

60 - 65%

0 - 5%

0 - 5%

£500 - 1000

Animal Friends Insurance Services Ltd

Pet - covered for life (All)

80 - 85%

95 - 100%

0 - 5%

£500 - 1000

Animal Friends Insurance Services Ltd

Pet - maximum benefit (All)

80 - 85%

40 - 45%

0 - 5%

£500 - 1000

Animal Friends Insurance Services Ltd

Pet - time limited (All)

75 - 80%

40 - 45%

0 - 5%

£0 - 500

ARAG Allgemeine Versicherungs-Aktiengesellschaft

Vehicle breakdown (Add-on)

95 - 100%

0 - 5%

0 - 5%

Arch Insurance (UK) Limited

Home - (buildings and contents combined) (All)

85 - 90%

0 - 5%

5 - 10%

£4000 - 4500

Arch Managing Agency Limited

Extended warranty - motor (Stand-alone)

80 - 85%

0 - 5%

0 - 5%

£500 - 1000

Arch Managing Agency Limited

GAP insurance (Stand-alone)

90 - 95%

0 - 5%

5 - 10%

£1000 - 1500

Arkel Limited

Home - (buildings and contents combined) (All)

85 - 90%

5 - 10%

5 - 10%

£2500 - 3000

Assurant General Insurance Limited

Gadget (including mobile phone) (Add-on)

95 - 100%

5 - 10%

5 - 10%

£0 - 500

Assurant General Insurance Limited

Gadget (including mobile phone) (Stand-alone)

95 - 100%

5 - 10%

5 - 10%

£0 - 500

Assurant General Insurance Limited

Payment protection (mortgage) (All)

95 - 100%

0 - 5%

0 - 5%

£4500 - 5000

Astrenska Insurance Limited

Excess protection (for motor insurance) (Add-on)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Astrenska Insurance Limited

Extended warranty - electrical goods (Stand-alone)

85 - 90%

5 - 10%

0 - 5%

£0 - 500

Astrenska Insurance Limited

Gadget (including mobile phone) (Stand-alone)

95 - 100%

10 - 15%

0 - 5%

£0 - 500

Astrenska Insurance Limited

Home emergency (Add-on)

90 - 95%

0 - 5%

5 - 10%

£0 - 500

Astrenska Insurance Limited

Ticket cancellation insurance (All)

90 - 95%

0 - 5%

0 - 5%

£0 - 500

Astrenska Insurance Limited

Travel - annual european (All)

85 - 90%

0 - 5%

10 - 15%

£500 - 1000

Astrenska Insurance Limited

Travel - annual worldwide (All)

85 - 90%

0 - 5%

0 - 5%

£500 - 1000

Astrenska Insurance Limited

Travel - single trip (Add-on)

65 - 70%

5 - 10%

0 - 5%

£500 - 1000

Astrenska Insurance Limited

Travel - single trip (Stand-alone)

85 - 90%

15 - 20%

15 - 20%

£500 - 1000

Astrenska Insurance Limited

Vehicle breakdown (Add-on)

95 - 100%

20 - 25%

0 - 5%

Astrenska Insurance Limited

Vehicle breakdown (Stand-alone)

95 - 100%

5 - 10%

0 - 5%

Asurion Europe Limited

Gadget (including mobile phone) (Stand-alone)

85 - 90%

5 - 10%

0 - 5%

£0 - 500

Atlanta Insurance Intermediaries Limited

Vehicle breakdown (Add-on)

95 - 100%

5 - 10%

0 - 5%

Atlas Insurance PCC Limited

Pet - covered for life (All)

95 - 100%

30 - 35%

0 - 5%

£0 - 500

Automobile Association Insurance Services Limited

Vehicle breakdown (Add-on)

95 - 100%

5 - 10%

0 - 5%

Automobile Association Insurance Services Limited

Vehicle breakdown (Stand-alone)

95 - 100%

20 - 25%

0 - 5%

AutoProtect (MBI) Ltd

Alloy Wheel insurance (Stand-alone)

95 - 100%

15 - 20%

0 - 5%

£0 - 500

AutoProtect (MBI) Ltd

Extended warranty - motor (Stand-alone)

65 - 70%

10 - 15%

0 - 5%

£0 - 500

AutoProtect (MBI) Ltd

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

30 - 35%

£0 - 500

AutoProtect (MBI) Ltd

Key cover (Stand-alone)

80 - 85%

0 - 5%

0 - 5%

£0 - 500

AutoProtect (MBI) Ltd

Tyre cover (Stand-alone)

95 - 100%

5 - 10%

0 - 5%

£0 - 500

AutoProtect (MBI) Ltd

Vehicle cosmetic insurance (Stand-alone)

95 - 100%

15 - 20%

0 - 5%

£0 - 500

Autorama UK Limited

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£2000 - 2500

Aviva Insurance Limited

Before the event legal expenses - home (All)

40 - 45%

0 - 5%

10 - 15%

Aviva Insurance Limited

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

Aviva Insurance Limited

Gadget (including mobile phone) (Stand-alone)

95 - 100%

5 - 10%

5 - 10%

£0 - 500

Aviva Insurance Limited

Home - (buildings and contents combined) (All)

80 - 85%

0 - 5%

10 - 15%

£3000 - 3500

Aviva Insurance Limited

Home - buildings only (All)

70 - 75%

0 - 5%

10 - 15%

£3000 - 3500

Aviva Insurance Limited

Home - contents only (All)

70 - 75%

0 - 5%

10 - 15%

£1500 - 2000

Aviva Insurance Limited

Home emergency (Stand-alone)

95 - 100%

15 - 20%

5 - 10%

£0 - 500

Aviva Insurance Limited

Motor (All)

95 - 100%

5 - 10%

5 - 10%

£2500 - 3000

Aviva Insurance Limited

Motor cycle (All)

95 - 100%

0 - 5%

5 - 10%

£6000 - 6500

Aviva Insurance Limited

Travel - annual european (All)

75 - 80%

0 - 5%

0 - 5%

£1000 - 1500

Aviva Insurance Limited

Travel - annual worldwide (All)

85 - 90%

0 - 5%

5 - 10%

£2000 - 2500

AWP P&C SA

Extended warranty - motor (Stand-alone)

95 - 100%

55 - 60%

0 - 5%

£1000 - 1500

AWP P&C SA

Gadget (including mobile phone) (Stand-alone)

95 - 100%

10 - 15%

0 - 5%

£0 - 500

AWP P&C SA

Home emergency (Add-on)

75 - 80%

0 - 5%

0 - 5%

£0 - 500

AWP P&C SA

Ticket cancellation insurance (All)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

AWP P&C SA

Travel - annual european (All)

90 - 95%

5 - 10%

0 - 5%

£1500 - 2000

AWP P&C SA

Travel - annual worldwide (All)

85 - 90%

0 - 5%

0 - 5%

£500 - 1000

AWP P&C SA

Travel - single trip (Stand-alone)

90 - 95%

5 - 10%

0 - 5%

£1000 - 1500

AWP P&C SA

Vehicle breakdown (Stand-alone)

95 - 100%

30 - 35%

0 - 5%

AXA France IARD

Payment protection (credit card,store cards and personal loans) (All)

90 - 95%

0 - 5%

0 - 5%

£500 - 1000

AXA France IARD

Personal accident (Stand-alone)

95 - 100%

0 - 5%

5 - 10%

£13000 - 13500

AXA Insurance Designated Activity Company

Home - (buildings and contents combined) (All)

75 - 80%

0 - 5%

15 - 20%

£7000 - 7500

AXA Insurance Designated Activity Company

Motor (All)

95 - 100%

0 - 5%

5 - 10%

£5000 - 5500

AXA Insurance Designated Activity Company

Vehicle breakdown (Add-on)

80 - 85%

5 - 10%

0 - 5%

AXA Insurance UK Plc

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

AXA Insurance UK Plc

Home - (buildings and contents combined) (All)

75 - 80%

0 - 5%

15 - 20%

£4000 - 4500

AXA Insurance UK Plc

Home - buildings only (All)

65 - 70%

0 - 5%

20 - 25%

£4500 - 5000

AXA Insurance UK Plc

Home - contents only (All)

75 - 80%

0 - 5%

15 - 20%

£1500 - 2000

AXA Insurance UK Plc

Motor (All)

95 - 100%

0 - 5%

5 - 10%

£2500 - 3000

AXA Insurance UK Plc

Motor cycle (All)

95 - 100%

0 - 5%

10 - 15%

£4000 - 4500

AXA Insurance UK Plc

Payment protection (credit card,store cards and personal loans) (All)

90 - 95%

0 - 5%

5 - 10%

£2500 - 3000

AXA Insurance UK Plc

Payment protection (mortgage) (All)

65 - 70%

0 - 5%

25 - 30%

£3000 - 3500

AXA Insurance UK Plc

Travel - annual european (All)

85 - 90%

0 - 5%

10 - 15%

£500 - 1000

AXA Insurance UK Plc

Travel - annual worldwide (All)

85 - 90%

0 - 5%

10 - 15%

£500 - 1000

AXA Insurance UK Plc

Travel - single trip (Stand-alone)

85 - 90%

5 - 10%

5 - 10%

£500 - 1000

AXA PPP Healthcare Limited

Dental insurance (All)

95 - 100%

60 - 65%

0 - 5%

£0 - 500

AXA PPP Healthcare Limited

Healthcare cash plan (All)

95 - 100%

40 - 45%

0 - 5%

£0 - 500

AXA PPP Healthcare Limited

Travel - annual european (All)

90 - 95%

0 - 5%

5 - 10%

£1000 - 1500

AXA PPP Healthcare Limited

Travel - annual worldwide (All)

90 - 95%

0 - 5%

5 - 10%

£1500 - 2000

AXA XL Insurance Company UK Limited

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£500 - 1000

AXIS Managing Agency Ltd.

Home - (buildings and contents combined) (All)

90 - 95%

0 - 5%

0 - 5%

£5000 - 5500

AXIS Managing Agency Ltd.

Home - buildings only (All)

85 - 90%

0 - 5%

0 - 5%

£7500 - 8000

Berkshire Hathaway International Insurance Ltd

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£3500 - 4000

BHSF Limited

Healthcare cash plan (All)

90 - 95%

95 - 100%

0 - 5%

£0 - 500

BHSF Limited

Personal accident (Stand-alone)

65 - 70%

0 - 5%

25 - 30%

£2500 - 3000

BMG Insurance Brokers Limited

Pet - covered for life (All)

95 - 100%

15 - 20%

0 - 5%

£500 - 1000

Bode Insurance Solutions Limited

Home - contents only (All)

90 - 95%

0 - 5%

0 - 5%

£500 - 1000

Brit Syndicates Limited

Home - (buildings and contents combined) (All)

95 - 100%

0 - 5%

0 - 5%

£6500 - 7000

British Gas Insurance Limited

Home emergency (Stand-alone)

95 - 100%

15 - 20%

10 - 15%

£0 - 500

Building Block Insurance PCC Ltd

Pet - covered for life (All)

75 - 80%

15 - 20%

0 - 5%

£0 - 500

Building Block Insurance PCC Ltd

Vehicle breakdown (Stand-alone)

95 - 100%

5 - 10%

0 - 5%

BUPA Insurance Limited

Dental insurance (All)

85 - 90%

95 - 100%

0 - 5%

£0 - 500

BUPA Insurance Limited

Healthcare cash plan (All)

85 - 90%

95 - 100%

0 - 5%

£0 - 500

Canopius Managing Agents Limited

Home - (buildings and contents combined) (All)

85 - 90%

5 - 10%

0 - 5%

£1500 - 2000

Canopius Managing Agents Limited

Payment protection (credit card,store cards and personal loans) (All)

85 - 90%

0 - 5%

5 - 10%

£2500 - 3000

Canopius Managing Agents Limited

Personal accident (Add-on)

90 - 95%

0 - 5%

0 - 5%

£1000 - 1500

Canopius Managing Agents Limited

Personal accident (Stand-alone)

80 - 85%

0 - 5%

5 - 10%

£1500 - 2000

Canopius Managing Agents Limited

Travel - single trip (Stand-alone)

65 - 70%

5 - 10%

0 - 5%

£1500 - 2000

Car Care Plan Ltd

Vehicle breakdown (Add-on)

95 - 100%

55 - 60%

0 - 5%

Casualty & General Insurance Company (Europe) Ltd

Pet - covered for life (All)

70 - 75%

80 - 85%

0 - 5%

£0 - 500

Caversham Insurance Limited

Gadget (including mobile phone) (Stand-alone)

80 - 85%

5 - 10%

5 - 10%

£0 - 500

Chaucer Insurance Company Designated Activity Company

Travel - annual worldwide (All)

75 - 80%

0 - 5%

0 - 5%

£1000 - 1500

Chesterfield Insurance Brokers Ltd

Pet - covered for life (All)

90 - 95%

10 - 15%

0 - 5%

£0 - 500

Chesterfield Insurance Brokers Ltd

Pet - maximum benefit (All)

90 - 95%

10 - 15%

0 - 5%

£0 - 500

China Taiping Insurance (UK) Co Ltd

Motor (All)

95 - 100%

0 - 5%

0 - 5%

£5500 - 6000

Chubb European Group SE

Gadget (including mobile phone) (Add-on)

95 - 100%

5 - 10%

0 - 5%

£0 - 500

Chubb European Group SE

Home - (buildings and contents combined) (All)

95 - 100%

10 - 15%

0 - 5%

£10500 - 11000

Chubb European Group SE

Motor (All)

95 - 100%

25 - 30%

0 - 5%

£5500 - 6000

Chubb European Group SE

Personal accident (Stand-alone)

90 - 95%

0 - 5%

0 - 5%

£2500 - 3000

Chubb European Group SE

Travel - single trip (Add-on)

80 - 85%

0 - 5%

0 - 5%

£0 - 500

City Insurance Brokers Ltd

Pet - covered for life (All)

90 - 95%

15 - 20%

0 - 5%

£0 - 500

Collingwood Insurance Company Ltd

Motor (All)

80 - 85%

0 - 5%

0 - 5%

£2000 - 2500

Consilium Insurance Brokers Limited

Extended warranty - electrical goods (Add-on)

95 - 100%

5 - 10%

0 - 5%

£0 - 500

Consilium Insurance Brokers Limited

Extended warranty - furniture (Add-on)

90 - 95%

10 - 15%

0 - 5%

£0 - 500

Consilium Insurance Brokers Limited

Extended warranty - furniture (Stand-alone)

85 - 90%

15 - 20%

0 - 5%

£0 - 500

Consilium Insurance Brokers Limited

Extended warranty - motor (Stand-alone)

95 - 100%

75 - 80%

0 - 5%

£0 - 500

Consilium Insurance Brokers Limited

Home emergency (Stand-alone)

90 - 95%

20 - 25%

0 - 5%

£0 - 500

Corgi Homeplan Ltd

Home emergency (Stand-alone)

90 - 95%

25 - 30%

0 - 5%

£0 - 500

Cornish Mutual Assurance Company Limited

Home - (buildings and contents combined) (All)

95 - 100%

0 - 5%

0 - 5%

£4500 - 5000

Cornish Mutual Assurance Company Limited

Motor (All)

95 - 100%

0 - 5%

0 - 5%

£2000 - 2500

Covea Insurance plc

Home - (buildings and contents combined) (All)

85 - 90%

0 - 5%

0 - 5%

£3000 - 3500

Covea Insurance plc

Home - buildings only (All)

70 - 75%

0 - 5%

5 - 10%

£3000 - 3500

Covea Insurance plc

Home - contents only (All)

90 - 95%

0 - 5%

0 - 5%

£1000 - 1500

Covea Insurance plc

Motor (All)

95 - 100%

0 - 5%

0 - 5%

£3000 - 3500

Covea Insurance plc

Payment protection (credit card,store cards and personal loans) (All)

80 - 85%

0 - 5%

10 - 15%

£6500 - 7000

Covea Insurance plc

Payment protection (mortgage) (All)

85 - 90%

0 - 5%

5 - 10%

£4500 - 5000

Covea Insurance plc

Personal accident (Stand-alone)

80 - 85%

0 - 5%

5 - 10%

£2500 - 3000

Covea Insurance plc

Pet - covered for life (All)

90 - 95%

15 - 20%

0 - 5%

£500 - 1000

Covea Insurance plc

Pet - maximum benefit (All)

90 - 95%

10 - 15%

0 - 5%

£500 - 1000

Cover Genius Limited

Extended warranty - electrical goods (Add-on)

60 - 65%

0 - 5%

0 - 5%

£0 - 500

Cover Genius Limited

Extended warranty - furniture (Add-on)

50 - 55%

5 - 10%

0 - 5%

£0 - 500

Cover Genius Limited

Missed event / ticket (All)

80 - 85%

5 - 10%

0 - 5%

£0 - 500

Cover Genius Limited

Travel - single trip (Add-on)

55 - 60%

0 - 5%

0 - 5%

£0 - 500

Coverys Managing Agency Ltd

GAP insurance (Stand-alone)

85 - 90%

0 - 5%

0 - 5%

£500 - 1000

Cubit Insurance Limited

Motor (All)

90 - 95%

0 - 5%

0 - 5%

£3000 - 3500

Cuvva Limited

Motor (All)

95 - 100%

10 - 15%

0 - 5%

£1500 - 2000

DAS Legal Expenses Insurance Company Limited

After the event legal expenses (All)

95 - 100%

0 - 5%

0 - 5%

DAS Legal Expenses Insurance Company Limited

Before the event legal expenses - home (All)

60 - 65%

0 - 5%

15 - 20%

DAS Legal Expenses Insurance Company Limited

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

DAS Legal Expenses Insurance Company Limited

Home emergency (Add-on)

85 - 90%

5 - 10%

5 - 10%

£0 - 500

DAS Legal Expenses Insurance Company Limited

Home emergency (Stand-alone)

95 - 100%

95 - 100%

0 - 5%

£0 - 500

DAS Legal Expenses Insurance Company Limited

Vehicle breakdown (Add-on)

95 - 100%

10 - 15%

0 - 5%

DAS Legal Expenses Insurance Company Limited

Vehicle breakdown (Stand-alone)

95 - 100%

10 - 15%

0 - 5%

Domestic & General Insurance Plc

Extended warranty - electrical goods (Stand-alone)

95 - 100%

5 - 10%

0 - 5%

£0 - 500

Domestic & General Insurance Plc

Gadget (including mobile phone) (Stand-alone)

95 - 100%

5 - 10%

5 - 10%

£0 - 500

Eaton Gate MGU Limited

Home - (buildings and contents combined) (All)

85 - 90%

0 - 5%

10 - 15%

£3500 - 4000

Ecclesiastical Insurance Office Plc

Home - (buildings and contents combined) (All)

90 - 95%

5 - 10%

0 - 5%

£8000 - 8500

Ecclesiastical Insurance Office Plc

Home - contents only (All)

95 - 100%

5 - 10%

0 - 5%

£3000 - 3500

ERGO TRAVEL INSURANCE SERVICES LTD

Gadget (including mobile phone) (Stand-alone)

90 - 95%

10 - 15%

0 - 5%

£0 - 500

ERGO TRAVEL INSURANCE SERVICES LTD

Travel - annual european (All)

90 - 95%

0 - 5%

0 - 5%

£500 - 1000

ERGO TRAVEL INSURANCE SERVICES LTD

Travel - annual worldwide (All)

85 - 90%

0 - 5%

0 - 5%

£500 - 1000

ERGO TRAVEL INSURANCE SERVICES LTD

Travel - single trip (Stand-alone)

85 - 90%

0 - 5%

0 - 5%

£500 - 1000

Eridge Underwriting Agency Ltd

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£1000 - 1500

esure Insurance Limited

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

esure Insurance Limited

Home - (buildings and contents combined) (All)

65 - 70%

0 - 5%

5 - 10%

£4000 - 4500

esure Insurance Limited

Home - buildings only (All)

55 - 60%

0 - 5%

5 - 10%

£6500 - 7000

esure Insurance Limited

Home - contents only (All)

60 - 65%

0 - 5%

5 - 10%

£1500 - 2000

esure Insurance Limited

Key cover (Add-on)

85 - 90%

0 - 5%

0 - 5%

£0 - 500

esure Insurance Limited

Motor (All)

95 - 100%

0 - 5%

0 - 5%

£2500 - 3000

esure Insurance Limited

Personal accident (Add-on)

85 - 90%

0 - 5%

0 - 5%

£5000 - 5500

esure Insurance Limited

Vehicle breakdown (Add-on)

95 - 100%

5 - 10%

0 - 5%

esure Insurance Limited

Vehicle misfuelling insurance (Add-on)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

ETU Forsikring A/S

Pet - covered for life (All)

90 - 95%

25 - 30%

0 - 5%

£500 - 1000

EUI Limited

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

EUI Limited

Home - (buildings and contents combined) (All)

70 - 75%

0 - 5%

5 - 10%

£2000 - 2500

EUI Limited

Home - buildings only (All)

65 - 70%

0 - 5%

5 - 10%

£2000 - 2500

EUI Limited

Home - contents only (All)

70 - 75%

0 - 5%

5 - 10%

£1000 - 1500

EUI Limited

Home emergency (Add-on)

80 - 85%

0 - 5%

0 - 5%

£0 - 500

EUI Limited

Motor (All)

95 - 100%

0 - 5%

5 - 10%

£2500 - 3000

EUI Limited

Personal accident (Add-on)

95 - 100%

0 - 5%

0 - 5%

£1000 - 1500

EUI Limited

Travel - annual european (All)

70 - 75%

0 - 5%

0 - 5%

£500 - 1000

EUI Limited

Travel - annual worldwide (All)

75 - 80%

0 - 5%

0 - 5%

£2000 - 2500

EUI Limited

Travel - single trip (Stand-alone)

75 - 80%

15 - 20%

0 - 5%

£500 - 1000

EUI Limited

Vehicle breakdown (Add-on)

90 - 95%

10 - 15%

0 - 5%

Euroins AD

Travel - annual european (All)

80 - 85%

0 - 5%

0 - 5%

£1000 - 1500

Euroins AD

Travel - annual worldwide (All)

75 - 80%

0 - 5%

0 - 5%

£2500 - 3000

Euroins AD

Travel - single trip (Stand-alone)

80 - 85%

0 - 5%

0 - 5%

£1000 - 1500

Europ Assistance SA

Ticket cancellation insurance (All)

75 - 80%

10 - 15%

0 - 5%

£0 - 500

Europ Assistance SA

Travel - single trip (Add-on)

60 - 65%

5 - 10%

0 - 5%

£500 - 1000

Financial & Legal Insurance Company Ltd

After the event legal expenses (All)

85 - 90%

0 - 5%

0 - 5%

Financial & Legal Insurance Company Ltd

Before the event legal expenses - home (All)

55 - 60%

0 - 5%

0 - 5%

Financial & Legal Insurance Company Ltd

Before the event legal expenses - motor (All)

90 - 95%

0 - 5%

0 - 5%

First Central Insurance Management Limited

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£5000 - 5500

First Underwriting Limited

Home - (buildings and contents combined) (All)

90 - 95%

0 - 5%

0 - 5%

£3000 - 3500

Forsakringsaktiebolaget Agria (publ)

Pet - covered for life (All)

85 - 90%

65 - 70%

0 - 5%

£0 - 500

Fortegra Europe Insurance Company Ltd

Alloy Wheel insurance (Stand-alone)

95 - 100%

5 - 10%

0 - 5%

£0 - 500

Fortegra Europe Insurance Company Ltd

Excess protection (for motor insurance) (Stand-alone)

95 - 100%

5 - 10%

0 - 5%

£0 - 500

Fortegra Europe Insurance Company Ltd

Extended warranty - electrical goods (Stand-alone)

90 - 95%

5 - 10%

5 - 10%

£0 - 500

Fortegra Europe Insurance Company Ltd

Extended warranty - furniture (Stand-alone)

80 - 85%

0 - 5%

0 - 5%

£0 - 500

Fortegra Europe Insurance Company Ltd

Extended warranty - motor (Stand-alone)

70 - 75%

10 - 15%

0 - 5%

£0 - 500

Fortegra Europe Insurance Company Ltd

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

5 - 10%

£3000 - 3500

Fortegra Europe Insurance Company Ltd

Vehicle cosmetic insurance (Stand-alone)

85 - 90%

5 - 10%

0 - 5%

£0 - 500

Frontier Insurance Solutions LTD

Home - (buildings and contents combined) (All)

80 - 85%

0 - 5%

0 - 5%

£3000 - 3500

Geo Underwriting Services Limited

Home - (buildings and contents combined) (All)

80 - 85%

0 - 5%

5 - 10%

£3000 - 3500

Geo Underwriting Services Limited

Home - buildings only (All)

80 - 85%

0 - 5%

5 - 10%

£4500 - 5000

Geo Underwriting Services Limited

Home - contents only (All)

75 - 80%

0 - 5%

5 - 10%

£2000 - 2500

Great Lakes Insurance SE

Gadget (including mobile phone) (Stand-alone)

90 - 95%

10 - 15%

0 - 5%

£0 - 500

Great Lakes Insurance SE

Home - (buildings and contents combined) (All)

70 - 75%

0 - 5%

0 - 5%

£2500 - 3000

Great Lakes Insurance SE

Missed event / ticket (All)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Great Lakes Insurance SE

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£3500 - 4000

Great Lakes Insurance SE

Payment protection (mortgage) (All)

70 - 75%

0 - 5%

15 - 20%

£7000 - 7500

Great Lakes Insurance SE

Pet - covered for life (All)

95 - 100%

40 - 45%

0 - 5%

£500 - 1000

Great Lakes Insurance SE

Travel - annual european (All)

85 - 90%

0 - 5%

0 - 5%

£500 - 1000

Great Lakes Insurance SE

Travel - annual worldwide (All)

85 - 90%

0 - 5%

0 - 5%

£1500 - 2000

Great Lakes Insurance SE

Travel - single trip (Stand-alone)

55 - 60%

5 - 10%

0 - 5%

£500 - 1000

Greenwood Insurance Consultants Ltd

Home - (buildings and contents combined) (All)

95 - 100%

0 - 5%

0 - 5%

£1000 - 1500

Gresham Insurance Company Limited

Home - (buildings and contents combined) (All)

80 - 85%

5 - 10%

5 - 10%

£2000 - 2500

Gresham Insurance Company Limited

Home - buildings only (All)

70 - 75%

0 - 5%

10 - 15%

£3000 - 3500

Gresham Insurance Company Limited

Home - contents only (All)

65 - 70%

0 - 5%

5 - 10%

£1000 - 1500

Haven Insurance Company Limited

Before the event legal expenses - motor (All)

95 - 100%

5 - 10%

0 - 5%

Haven Insurance Company Limited

Home - (buildings and contents combined) (All)

95 - 100%

0 - 5%

10 - 15%

£3500 - 4000

Haven Insurance Company Limited

Motor (All)

95 - 100%

15 - 20%

0 - 5%

£3500 - 4000

HCC Underwriting Agency Ltd

Travel - single trip (Stand-alone)

60 - 65%

35 - 40%

5 - 10%

£500 - 1000

HDI Global Specialty SE

After the event legal expenses (All)

95 - 100%

0 - 5%

0 - 5%

HDI Global Specialty SE

Before the event legal expenses - home (All)

80 - 85%

0 - 5%

5 - 10%

HDI Global Specialty SE

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

HDI Global Specialty SE

Home emergency (Add-on)

85 - 90%

0 - 5%

5 - 10%

£0 - 500

HDI Global Specialty SE

Pet - covered for life (All)

90 - 95%

15 - 20%

0 - 5%

£0 - 500

HDI Global Specialty SE

Pet - maximum benefit (All)

95 - 100%

30 - 35%

0 - 5%

£0 - 500

HDI Global Specialty SE

Pet - time limited (All)

85 - 90%

10 - 15%

0 - 5%

£0 - 500

HDI Global Specialty SE

Vehicle breakdown (Add-on)

80 - 85%

0 - 5%

5 - 10%

Health Shield Friendly Society Limited

Healthcare cash plan (All)

95 - 100%

95 - 100%

0 - 5%

£0 - 500

Helvetia Global Solutions Ltd

Alloy Wheel insurance (Add-on)

90 - 95%

10 - 15%

0 - 5%

£0 - 500

Helvetia Global Solutions Ltd

GAP insurance (Add-on)

95 - 100%

0 - 5%

0 - 5%

£1500 - 2000

Helvetia Global Solutions Ltd

Vehicle cosmetic insurance (Add-on)

85 - 90%

5 - 10%

0 - 5%

£0 - 500

Highway Insurance Company Limited

Home - (buildings and contents combined) (All)

75 - 80%

0 - 5%

0 - 5%

£3000 - 3500

Highway Insurance Company Limited

Home - buildings only (All)

60 - 65%

0 - 5%

5 - 10%

£4000 - 4500

Highway Insurance Company Limited

Home - contents only (All)

80 - 85%

0 - 5%

0 - 5%

£1000 - 1500

Highway Insurance Company Limited

Home emergency (Add-on)

95 - 100%

0 - 5%

0 - 5%

£1000 - 1500

Highway Insurance Company Limited

Motor (All)

95 - 100%

0 - 5%

0 - 5%

£2500 - 3000

Highway Insurance Company Limited

Motor cycle (All)

95 - 100%

0 - 5%

0 - 5%

£4000 - 4500

Hiscox Insurance Company Limited

Home - (buildings and contents combined) (All)

95 - 100%

5 - 10%

0 - 5%

£8000 - 8500

Hiscox Insurance Company Limited

Home - contents only (All)

90 - 95%

0 - 5%

0 - 5%

£3500 - 4000

Hiscox Insurance Company Limited

Home emergency (Add-on)

85 - 90%

0 - 5%

10 - 15%

£0 - 500

Hiscox Insurance Company Limited

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£3000 - 3500

Hiscox Insurance Company Limited

Travel - annual worldwide (All)

90 - 95%

0 - 5%

0 - 5%

£2500 - 3000

Homeserve Furniture Repairs Limited

Extended warranty - furniture (Stand-alone)

90 - 95%

15 - 20%

0 - 5%

£0 - 500

Howserv Limited

Travel - annual european (All)

85 - 90%

10 - 15%

0 - 5%

£1000 - 1500

Howserv Limited

Travel - annual worldwide (All)

85 - 90%

10 - 15%

0 - 5%

£1000 - 1500

Howserv Limited

Travel - single trip (Stand-alone)

85 - 90%

10 - 15%

0 - 5%

£1000 - 1500

HSF Health Plan Limited

Healthcare cash plan (All)

95 - 100%

70 - 75%

0 - 5%

£0 - 500

Hyundai Capital UK Limited

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£3000 - 3500

i-Partners Insurance Management Limited

Gadget (including mobile phone) (Stand-alone)

95 - 100%

15 - 20%

0 - 5%

£500 - 1000

Independent Broking Solutions Limited

After the event legal expenses (All)

90 - 95%

0 - 5%

0 - 5%

Insure & Go Insurance Services Ltd

Travel - single trip (Stand-alone)

85 - 90%

5 - 10%

0 - 5%

£500 - 1000

INSURE GROUP LIMITED

Home emergency (Stand-alone)

70 - 75%

15 - 20%

5 - 10%

£0 - 500

Integra Insurance Solutions Limited

Home - (buildings and contents combined) (All)

75 - 80%

0 - 5%

5 - 10%

£4000 - 4500

Integra Insurance Solutions Limited

Home - buildings only (All)

70 - 75%

0 - 5%

5 - 10%

£7000 - 7500

Integra Insurance Solutions Limited

Home - contents only (All)

85 - 90%

0 - 5%

0 - 5%

£1000 - 1500

Inter Partner Assistance SA

Excess protection (for motor insurance) (Add-on)

90 - 95%

0 - 5%

0 - 5%

£0 - 500

Inter Partner Assistance SA

Excess protection (for motor insurance) (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Inter Partner Assistance SA

Gadget (including mobile phone) (Stand-alone)

90 - 95%

5 - 10%

0 - 5%

£0 - 500

Inter Partner Assistance SA

Home emergency (Add-on)

90 - 95%

0 - 5%

0 - 5%

£0 - 500

Inter Partner Assistance SA

Home emergency (Stand-alone)

90 - 95%

5 - 10%

0 - 5%

£0 - 500

Inter Partner Assistance SA

Key cover (Add-on)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Inter Partner Assistance SA

Key cover (Stand-alone)

90 - 95%

0 - 5%

0 - 5%

£0 - 500

Inter Partner Assistance SA

Travel - annual european (All)

60 - 65%

0 - 5%

5 - 10%

£500 - 1000

Inter Partner Assistance SA

Travel - annual worldwide (All)

60 - 65%

0 - 5%

5 - 10%

£1500 - 2000

Inter Partner Assistance SA

Travel - single trip (Stand-alone)

75 - 80%

0 - 5%

0 - 5%

£500 - 1000

Inter Partner Assistance SA

Vehicle breakdown (Add-on)

90 - 95%

5 - 10%

0 - 5%

Inter Partner Assistance SA

Vehicle breakdown (Stand-alone)

95 - 100%

40 - 45%

0 - 5%

International Breakdown Limited

Vehicle breakdown (Stand-alone)

85 - 90%

35 - 40%

0 - 5%

IQUW Syndicate Management Limited

Motor (All)

95 - 100%

0 - 5%

10 - 15%

£5000 - 5500

IQUW Syndicate Management Limited

Motor cycle (All)

95 - 100%

0 - 5%

50 - 55%

£66000 - 66500

IQUW Syndicate Management Limited

Vehicle breakdown (Stand-alone)

95 - 100%

10 - 15%

5 - 10%

John Clark (Aberdeen) Ltd

Alloy Wheel insurance (Add-on)

0 - 5%

0 - 5%

0 - 5%

£0 - 500

John Clark (Aberdeen) Ltd

GAP insurance (Add-on)

0 - 5%

0 - 5%

0 - 5%

£0 - 500

KGM Underwriting Services Limited

Motor (All)

95 - 100%

0 - 5%

0 - 5%

£2000 - 2500

KGM Underwriting Services Limited

Motor cycle (All)

95 - 100%

0 - 5%

0 - 5%

£2000 - 2500

Leisure World Developments Ltd

Travel - single trip (Stand-alone)

75 - 80%

0 - 5%

0 - 5%

£0 - 500

Lexham Insurance Consultants Limited

Motor cycle (All)

95 - 100%

15 - 20%

0 - 5%

£2500 - 3000

Liberty Mutual Insurance Europe SE

Gadget (including mobile phone) (Stand-alone)

60 - 65%

0 - 5%

10 - 15%

£0 - 500

Liverpool Victoria Insurance Company Limited

Before the event legal expenses - home (All)

85 - 90%

0 - 5%

0 - 5%

Liverpool Victoria Insurance Company Limited

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

Liverpool Victoria Insurance Company Limited

Home - (buildings and contents combined) (All)

70 - 75%

0 - 5%

0 - 5%

£1500 - 2000

Liverpool Victoria Insurance Company Limited

Home - buildings only (All)

60 - 65%

0 - 5%

0 - 5%

£1500 - 2000

Liverpool Victoria Insurance Company Limited

Home - contents only (All)

75 - 80%

0 - 5%

0 - 5%

£1000 - 1500

Liverpool Victoria Insurance Company Limited

Home emergency (Add-on)

90 - 95%

0 - 5%

0 - 5%

£0 - 500

Liverpool Victoria Insurance Company Limited

Motor (All)

95 - 100%

0 - 5%

0 - 5%

£1500 - 2000

Liverpool Victoria Insurance Company Limited

Motor cycle (All)

95 - 100%

0 - 5%

0 - 5%

£3500 - 4000

Liverpool Victoria Insurance Company Limited

Personal accident (Add-on)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Liverpool Victoria Insurance Company Limited

Pet - covered for life (All)

95 - 100%

15 - 20%

0 - 5%

£500 - 1000

Liverpool Victoria Insurance Company Limited

Pet - time limited (All)

85 - 90%

10 - 15%

0 - 5%

£0 - 500

Liverpool Victoria Insurance Company Limited

Travel - annual european (All)

70 - 75%

0 - 5%

0 - 5%

£500 - 1000

Liverpool Victoria Insurance Company Limited

Travel - annual worldwide (All)

75 - 80%

0 - 5%

0 - 5%

£1000 - 1500

Liverpool Victoria Insurance Company Limited

Travel - single trip (Stand-alone)

90 - 95%

15 - 20%

0 - 5%

£500 - 1000

Liverpool Victoria Insurance Company Limited

Vehicle breakdown (Add-on)

90 - 95%

5 - 10%

0 - 5%

Liverpool Victoria Insurance Company Limited

Vehicle breakdown (Stand-alone)

95 - 100%

10 - 15%

0 - 5%

Lloyd & Whyte Ltd

Home - (buildings and contents combined) (All)

75 - 80%

0 - 5%

0 - 5%

£1500 - 2000

Lloyds Bank General Insurance Limited

Home - (buildings and contents combined) (All)

60 - 65%

0 - 5%

5 - 10%

£4000 - 4500

Lloyds Bank General Insurance Limited

Home - buildings only (All)

50 - 55%

0 - 5%

10 - 15%

£6000 - 6500

Lloyds Bank General Insurance Limited

Home - contents only (All)

65 - 70%

0 - 5%

5 - 10%

£1500 - 2000

Lloyds Bank General Insurance Limited

Payment protection (credit card,store cards and personal loans) (All)

90 - 95%

0 - 5%

0 - 5%

£2000 - 2500

Lloyds Bank General Insurance Limited

Payment protection (mortgage) (All)

90 - 95%

0 - 5%

5 - 10%

£3000 - 3500

London General Insurance Company Limited

Extended warranty - electrical goods (Add-on)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

London General Insurance Company Limited

Extended warranty - motor (Stand-alone)

75 - 80%

15 - 20%

0 - 5%

£0 - 500

London General Insurance Company Limited

Gadget (including mobile phone) (Add-on)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

London General Insurance Company Limited

GAP insurance (Add-on)

95 - 100%

0 - 5%

0 - 5%

£1500 - 2000

London General Insurance Company Limited

Tyre cover (Add-on)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Mark Stuart Andrews

Gadget (including mobile phone) (Stand-alone)

90 - 95%

0 - 5%

0 - 5%

£0 - 500

Markel International Insurance Company Limited

After the event legal expenses (All)

95 - 100%

75 - 80%

0 - 5%

Markel International Insurance Company Limited

Before the event legal expenses - other (All)

75 - 80%

0 - 5%

0 - 5%

Markel International Insurance Company Limited

Home - contents only (All)

90 - 95%

0 - 5%

0 - 5%

£1000 - 1500

Markerstudy Insurance Services Limited

Excess protection (for motor insurance) (Add-on)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Markerstudy Insurance Services Limited

Gadget (including mobile phone) (Stand-alone)

90 - 95%

5 - 10%

10 - 15%

£0 - 500

Markerstudy Insurance Services Limited

Home - (buildings and contents combined) (All)

85 - 90%

0 - 5%

5 - 10%

£1500 - 2000

Markerstudy Insurance Services Limited

Home - buildings only (All)

85 - 90%

0 - 5%

10 - 15%

£1000 - 1500

Markerstudy Insurance Services Limited

Home - contents only (All)

90 - 95%

0 - 5%

10 - 15%

£500 - 1000

Markerstudy Insurance Services Limited

Motor (All)

95 - 100%

0 - 5%

5 - 10%

£3500 - 4000

Markerstudy Insurance Services Limited

Motor cycle (All)

95 - 100%

0 - 5%

15 - 20%

£13000 - 13500

Markerstudy Insurance Services Limited

Personal accident (Add-on)

95 - 100%

0 - 5%

0 - 5%

£2500 - 3000

Markerstudy Insurance Services Limited

Pet - covered for life (All)

90 - 95%

15 - 20%

0 - 5%

£0 - 500

Markerstudy Insurance Services Limited

Pet - maximum benefit (All)

95 - 100%

30 - 35%

0 - 5%

£0 - 500

Markerstudy Insurance Services Limited

Pet - time limited (All)

85 - 90%

10 - 15%

0 - 5%

£0 - 500

Marshmallow Financial Services Ltd

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£2000 - 2500

MCE Insurance Limited

Motor (All)

95 - 100%

15 - 20%

0 - 5%

£3000 - 3500

MCE Insurance Limited

Motor cycle (All)

95 - 100%

5 - 10%

0 - 5%

£3000 - 3500

MCE Insurance Limited

Vehicle breakdown (Add-on)

65 - 70%

30 - 35%

0 - 5%

Medicash Health Benefits Limited

Healthcare cash plan (All)

95 - 100%

95 - 100%

0 - 5%

£0 - 500

Midas Underwriting Ltd

Home - (buildings and contents combined) (All)

90 - 95%

0 - 5%

10 - 15%

£7000 - 7500

Midas Underwriting Ltd

Home - buildings only (All)

80 - 85%

0 - 5%

25 - 30%

£5500 - 6000

Midas Underwriting Ltd

Motor (All)

95 - 100%

5 - 10%

5 - 10%

£4000 - 4500

Miramar Underwriting Ltd

Home - contents only (All)

75 - 80%

5 - 10%

0 - 5%

£500 - 1000

MotoNovo Finance Limited

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£500 - 1000

MotoNovo Finance Limited

Payment protection (credit card,store cards and personal loans) (All)

65 - 70%

0 - 5%

0 - 5%

£0 - 500

Motors Insurance Company Limited

Alloy Wheel insurance (Add-on)

90 - 95%

10 - 15%

0 - 5%

£0 - 500

Motors Insurance Company Limited

Extended warranty - motor (Add-on)

85 - 90%

5 - 10%

0 - 5%

£500 - 1000

Motors Insurance Company Limited

Extended warranty - motor (Stand-alone)

85 - 90%

20 - 25%

0 - 5%

£500 - 1000

Motors Insurance Company Limited

GAP insurance (Add-on)

95 - 100%

0 - 5%

5 - 10%

£3000 - 3500

Motors Insurance Company Limited

Tyre cover (Add-on)

95 - 100%

5 - 10%

0 - 5%

£0 - 500

Motors Insurance Company Limited

Vehicle cosmetic insurance (Add-on)

85 - 90%

10 - 15%

0 - 5%

£0 - 500

Motorway Direct Ltd

Extended warranty - motor (Stand-alone)

75 - 80%

0 - 5%

0 - 5%

£500 - 1000

Munich Re Syndicate Limited

Home - (buildings and contents combined) (All)

75 - 80%

0 - 5%

5 - 10%

£8500 - 9000

Ocaso SA, Compania de Seguros y Reaseguros

Home - (buildings and contents combined) (All)

85 - 90%

0 - 5%

0 - 5%

£8000 - 8500

Ocaso SA, Compania de Seguros y Reaseguros

Home - buildings only (All)

85 - 90%

0 - 5%

5 - 10%

£7500 - 8000

One Call Insurance Services Limited

Home emergency (Add-on)

55 - 60%

0 - 5%

0 - 5%

£0 - 500

One Call Insurance Services Limited

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£2500 - 3000

One Call Insurance Services Limited

Vehicle breakdown (Add-on)

95 - 100%

5 - 10%

0 - 5%

Only Pets Cover Limited

Pet - covered for life (All)

85 - 90%

10 - 15%

0 - 5%

£500 - 1000

Only Pets Cover Limited

Pet - maximum benefit (All)

85 - 90%

10 - 15%

0 - 5%

£500 - 1000

Only Pets Cover Limited

Pet - time limited (All)

80 - 85%

10 - 15%

0 - 5%

£500 - 1000

OVO (S) HOME SERVICES LIMITED

Home emergency (Stand-alone)

95 - 100%

20 - 25%

0 - 5%

£0 - 500

Paycare

Healthcare cash plan (All)

95 - 100%

85 - 90%

0 - 5%

£0 - 500

Personal Assurance Plc

Healthcare cash plan (All)

90 - 95%

10 - 15%

0 - 5%

£0 - 500

Pier Insurance Managed Services Limited

Gadget (including mobile phone) (Stand-alone)

95 - 100%

5 - 10%

0 - 5%

£0 - 500

Pinnacle Insurance Plc

GAP insurance (Stand-alone)

80 - 85%

0 - 5%

5 - 10%

£1500 - 2000

Pinnacle Insurance Plc

Payment protection (credit card,store cards and personal loans) (All)

90 - 95%

0 - 5%

10 - 15%

£1500 - 2000

Pinnacle Insurance Plc

Payment protection (mortgage) (All)

95 - 100%

0 - 5%

15 - 20%

£1500 - 2000

Pinnacle Insurance Plc

Pet - covered for life (All)

95 - 100%

10 - 15%

0 - 5%

£500 - 1000

Pinnacle Insurance Plc

Pet - maximum benefit (All)

95 - 100%

10 - 15%

5 - 10%

£500 - 1000

Pinnacle Insurance Plc

Pet - time limited (All)

95 - 100%

5 - 10%

5 - 10%

£500 - 1000

Plum Underwriting Limited

Home - (buildings and contents combined) (All)

85 - 90%

0 - 5%

0 - 5%

£9500 - 10000

Plum Underwriting Limited

Home - buildings only (All)

80 - 85%

0 - 5%

5 - 10%

£13500 - 14000

Porsche Financial Services GmbH

Extended warranty - motor (Stand-alone)

95 - 100%

40 - 45%

0 - 5%

£500 - 1000

Premier Underwriting Ltd

Motor (All)

95 - 100%

0 - 5%

5 - 10%

£5500 - 6000

QBE UK Limited

Extended warranty - motor (Stand-alone)

95 - 100%

10 - 15%

0 - 5%

£500 - 1000

QIC Europe Ltd

Home - (buildings and contents combined) (All)

55 - 60%

0 - 5%

5 - 10%

£2500 - 3000

QIC Europe Ltd

Motor (All)

95 - 100%

10 - 15%

0 - 5%

£2000 - 2500

Qmetric Group Limited

Before the event legal expenses - home (All)

20 - 25%

0 - 5%

10 - 15%

Qmetric Group Limited

Home - (buildings and contents combined) (All)

55 - 60%

0 - 5%

5 - 10%

£2500 - 3000

Qmetric Group Limited

Home emergency (Add-on)

75 - 80%

0 - 5%

0 - 5%

£0 - 500

Qmetric Group Limited

Motor (All)

95 - 100%

0 - 5%

0 - 5%

£1500 - 2000

RAC Insurance Limited

Before the event legal expenses - home (All)

65 - 70%

0 - 5%

0 - 5%

RAC Insurance Limited

Before the event legal expenses - motor (All)

85 - 90%

0 - 5%

0 - 5%

RAC Insurance Limited

Vehicle breakdown (Add-on)

90 - 95%

0 - 5%

5 - 10%

RAC Insurance Limited

Vehicle breakdown (Stand-alone)

85 - 90%

5 - 10%

5 - 10%

RAC Motoring Services

Key cover (Add-on)

85 - 90%

0 - 5%

0 - 5%

£0 - 500

RAC Motoring Services

Tyre cover (Add-on)

90 - 95%

10 - 15%

0 - 5%

£0 - 500

RAC Motoring Services

Vehicle breakdown (Add-on)

90 - 95%

5 - 10%

0 - 5%

RAC Motoring Services

Vehicle breakdown (Stand-alone)

95 - 100%

15 - 20%

0 - 5%

Real Garant Versicherung Aktiengesellschaft

Extended warranty - motor (Stand-alone)

95 - 100%

40 - 45%

0 - 5%

£500 - 1000

Rentokil Insurance Limited

Home - buildings only (All)

45 - 50%

0 - 5%

0 - 5%

£1000 - 1500

Rock Insurance Services Limited

Travel - annual european (All)

80 - 85%

0 - 5%

0 - 5%

£1000 - 1500

Rock Insurance Services Limited

Travel - annual worldwide (All)

75 - 80%

0 - 5%

0 - 5%

£3000 - 3500

Rock Insurance Services Limited

Travel - single trip (Stand-alone)

80 - 85%

0 - 5%

0 - 5%

£1000 - 1500

Royal & Sun Alliance Insurance Limited

Before the event legal expenses - home (All)

65 - 70%

0 - 5%

0 - 5%

Royal & Sun Alliance Insurance Limited

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

Royal & Sun Alliance Insurance Limited

Home - (buildings and contents combined) (All)

70 - 75%

0 - 5%

5 - 10%

£3500 - 4000

Royal & Sun Alliance Insurance Limited

Home - buildings only (All)

65 - 70%

0 - 5%

5 - 10%

£4500 - 5000

Royal & Sun Alliance Insurance Limited

Home - contents only (All)

75 - 80%

0 - 5%

5 - 10%

£1000 - 1500

Royal & Sun Alliance Insurance Limited

Home emergency (Add-on)

85 - 90%

0 - 5%

0 - 5%

£0 - 500

Royal & Sun Alliance Insurance Limited

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£4000 - 4500

Royal & Sun Alliance Insurance Limited

Pet - accident only (All)

60 - 65%

0 - 5%

0 - 5%

£500 - 1000

Royal & Sun Alliance Insurance Limited

Pet - covered for life (All)

90 - 95%

20 - 25%

0 - 5%

£0 - 500

Royal & Sun Alliance Insurance Limited

Pet - maximum benefit (All)

90 - 95%

25 - 30%

0 - 5%

£0 - 500

Royal & Sun Alliance Insurance Limited

Pet - time limited (All)

85 - 90%

15 - 20%

0 - 5%

£0 - 500

Royal & Sun Alliance Insurance Limited

Vehicle breakdown (Add-on)

95 - 100%

10 - 15%

0 - 5%

S.A. Meacock & Company Limited

Payment protection (credit card,store cards and personal loans) (All)

70 - 75%

0 - 5%

0 - 5%

£36000 - 36500

Sabre Insurance Company Limited

Motor (All)

95 - 100%

0 - 5%

0 - 5%

£7000 - 7500

Sabre Insurance Company Limited

Motor cycle (All)

85 - 90%

0 - 5%

0 - 5%

£0 - 500

SCOR Managing Agency Ltd

Home - (buildings and contents combined) (All)

90 - 95%

0 - 5%

0 - 5%

£6500 - 7000

SCOR Managing Agency Ltd

Home - buildings only (All)

85 - 90%

0 - 5%

20 - 25%

£3000 - 3500

Simplyhealth Access

Dental insurance (All)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Simplyhealth Access

Healthcare cash plan (All)

90 - 95%

95 - 100%

0 - 5%

£0 - 500

Sovereign Health Care

Healthcare cash plan (All)

85 - 90%

95 - 100%

0 - 5%

£0 - 500

St Andrew's Insurance Plc

Payment protection (credit card,store cards and personal loans) (All)

75 - 80%

0 - 5%

0 - 5%

£3500 - 4000

St Andrew's Insurance Plc

Payment protection (mortgage) (All)

90 - 95%

0 - 5%

0 - 5%

£4500 - 5000

Starr International (Europe) Limited

Gadget (including mobile phone) (Stand-alone)

95 - 100%

5 - 10%

5 - 10%

£0 - 500

Stonebridge International Insurance Ltd

Personal accident (Stand-alone)

55 - 60%

0 - 5%

5 - 10%

£20500 - 21000

Telefonica Seguros y Reaseguros Compania Aseguradora S.A.U.

Gadget (including mobile phone) (Add-on)

95 - 100%

10 - 15%

5 - 10%

£0 - 500

Tempcover Limited

Motor (All)

70 - 75%

0 - 5%

0 - 5%

£5000 - 5500

Tesco Personal Finance PLC

Home - (buildings and contents combined) (All)

85 - 90%

0 - 5%

0 - 5%

£4000 - 4500

Tesco Personal Finance PLC

Home - buildings only (All)

80 - 85%

0 - 5%

5 - 10%

£5000 - 5500

Tesco Personal Finance PLC

Home - contents only (All)

95 - 100%

0 - 5%

0 - 5%

£1000 - 1500

Tesco Personal Finance PLC

Motor (All)

95 - 100%

0 - 5%

0 - 5%

£5500 - 6000

Tesco Personal Finance PLC

Personal accident (Add-on)

95 - 100%

0 - 5%

0 - 5%

£26000 - 26500

The Equine and Livestock Insurance Company Limited

Pet - covered for life (All)

90 - 95%

25 - 30%

0 - 5%

£0 - 500

The Equine and Livestock Insurance Company Limited

Pet - maximum benefit (All)

85 - 90%

5 - 10%

0 - 5%

£1000 - 1500

The Equine and Livestock Insurance Company Limited

Pet - time limited (All)

85 - 90%

10 - 15%

0 - 5%

£500 - 1000

The Exeter Cash Plan

Healthcare cash plan (All)

95 - 100%

55 - 60%

0 - 5%

£0 - 500

The National Farmers' Union Mutual Insurance Society Limited

Before the event legal expenses - home (All)

65 - 70%

0 - 5%

5 - 10%

The National Farmers' Union Mutual Insurance Society Limited

Home - (buildings and contents combined) (All)

90 - 95%

5 - 10%

0 - 5%

£6500 - 7000

The National Farmers' Union Mutual Insurance Society Limited

Home - buildings only (All)

90 - 95%

0 - 5%

0 - 5%

£12000 - 12500

The National Farmers' Union Mutual Insurance Society Limited

Home - contents only (All)

95 - 100%

0 - 5%

0 - 5%

£2000 - 2500

The National Farmers' Union Mutual Insurance Society Limited

Home emergency (Add-on)

85 - 90%

0 - 5%

5 - 10%

£0 - 500

The National Farmers' Union Mutual Insurance Society Limited

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£2500 - 3000

The National Farmers' Union Mutual Insurance Society Limited

Personal accident (Add-on)

85 - 90%

0 - 5%

0 - 5%

£15000 - 15500

The National Farmers' Union Mutual Insurance Society Limited

Pet - covered for life (All)

95 - 100%

25 - 30%

0 - 5%

£500 - 1000

The National Farmers' Union Mutual Insurance Society Limited

Pet - time limited (All)

90 - 95%

10 - 15%

0 - 5%

£500 - 1000

The National Farmers' Union Mutual Insurance Society Limited

Travel - annual european (All)

90 - 95%

0 - 5%

0 - 5%

£1000 - 1500

The National Farmers' Union Mutual Insurance Society Limited

Travel - annual worldwide (All)

90 - 95%

0 - 5%

0 - 5%

£3500 - 4000

The National Farmers' Union Mutual Insurance Society Limited

Vehicle breakdown (Add-on)

90 - 95%

0 - 5%

0 - 5%

The New India Assurance Company Limited

Motor (All)

95 - 100%

5 - 10%

5 - 10%

£1500 - 2000

The Salvation Army General Insurance Corporation Ltd

Home - (buildings and contents combined) (All)

85 - 90%

0 - 5%

0 - 5%

£3500 - 4000

Tokio Marine Kiln Syndicates Limited

Home - (buildings and contents combined) (All)

95 - 100%

0 - 5%

0 - 5%

£2500 - 3000

Trinity Lane Insurance Company Limited

Excess protection (for motor insurance) (Add-on)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Trinity Lane Insurance Company Limited

Key cover (Add-on)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Trinity Lane Insurance Company Limited

Motor (All)

95 - 100%

0 - 5%

0 - 5%

£2000 - 2500

Trinity Lane Insurance Company Limited

Motor cycle (All)

95 - 100%

0 - 5%

0 - 5%

£7500 - 8000

Trinity Lane Insurance Company Limited

Personal accident (Add-on)

35 - 40%

0 - 5%

0 - 5%

£6000 - 6500

Trinity Lane Insurance Company Limited

Vehicle breakdown (Add-on)

95 - 100%

5 - 10%

0 - 5%

TVIS Limited

Pet - covered for life (All)

95 - 100%

30 - 35%

0 - 5%

£0 - 500

U K Insurance Limited

Before the event legal expenses - home (All)

80 - 85%

0 - 5%

10 - 15%

U K Insurance Limited

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

5 - 10%

U K Insurance Limited

Home - (buildings and contents combined) (All)

95 - 100%

0 - 5%

5 - 10%

£2000 - 2500

U K Insurance Limited

Home - buildings only (All)

90 - 95%

0 - 5%

10 - 15%

£4000 - 4500

U K Insurance Limited

Home - contents only (All)

95 - 100%

0 - 5%

5 - 10%

£1000 - 1500

U K Insurance Limited

Motor (All)

95 - 100%

0 - 5%

5 - 10%

£6500 - 7000

U K Insurance Limited

Payment protection (mortgage) (All)

95 - 100%

0 - 5%

0 - 5%

£1500 - 2000

U K Insurance Limited

Pet - maximum benefit (All)

90 - 95%

30 - 35%

0 - 5%

£500 - 1000

U K Insurance Limited

Travel - annual worldwide (All)

75 - 80%

0 - 5%

5 - 10%

£1000 - 1500

U K Insurance Limited

Vehicle breakdown (Add-on)

90 - 95%

5 - 10%

0 - 5%

U K Insurance Limited

Vehicle breakdown (Stand-alone)

90 - 95%

10 - 15%

0 - 5%

UIA (Insurance) Limited

Home - (buildings and contents combined) (All)

70 - 75%

0 - 5%

5 - 10%

£4000 - 4500

UIA (Insurance) Limited

Home - contents only (All)

65 - 70%

0 - 5%

10 - 15%

£500 - 1000

UK General Insurance Limited

Home - (buildings and contents combined) (All)

75 - 80%

0 - 5%

5 - 10%

£2500 - 3000

UK General Insurance Limited

Payment protection (mortgage) (All)

65 - 70%

0 - 5%

15 - 20%

£8000 - 8500

UK General Insurance Limited

Personal accident (Add-on)

90 - 95%

0 - 5%

0 - 5%

£500 - 1000

Union Income Benefit Holdings Limited

Payment protection (credit card,store cards and personal loans) (All)

95 - 100%

0 - 5%

0 - 5%

£1000 - 1500

Union Income Benefit Holdings Limited

Personal accident (Stand-alone)

80 - 85%

0 - 5%

0 - 5%

£7000 - 7500

United Legal Assistance Limited

Before the event legal expenses - motor (All)

90 - 95%

0 - 5%

0 - 5%

Unum Ltd

Dental insurance (All)

95 - 100%

85 - 90%

0 - 5%

£0 - 500

Urban Jungle Services Ltd

Home - (buildings and contents combined) (All)

85 - 90%

0 - 5%

0 - 5%

£1000 - 1500

USAA Limited

Home - contents only (All)

95 - 100%

0 - 5%

0 - 5%

£1000 - 1500

USAA Limited

Motor (All)

95 - 100%

30 - 35%

0 - 5%

£3000 - 3500

Volkswagen Versicherung Aktiengesellschaft

Extended warranty - motor (Stand-alone)

80 - 85%

10 - 15%

0 - 5%

£500 - 1000

Watford Insurance Company Europe Limited

Gadget (including mobile phone) (Add-on)

85 - 90%

0 - 5%

0 - 5%

£0 - 500

Watford Insurance Company Europe Limited

Home - (buildings and contents combined) (All)

75 - 80%

0 - 5%

5 - 10%

£2500 - 3000

Watford Insurance Company Europe Limited

Personal accident (Add-on)

90 - 95%

0 - 5%

0 - 5%

£500 - 1000

West Bay Insurance Plc

Excess protection (for motor insurance) (Add-on)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

West Bay Insurance Plc

Gadget (including mobile phone) (Add-on)

90 - 95%

5 - 10%

10 - 15%

£0 - 500

West Bay Insurance Plc

Home - (buildings and contents combined) (All)

85 - 90%

0 - 5%

5 - 10%

£1500 - 2000

West Bay Insurance Plc

Home - buildings only (All)

85 - 90%

0 - 5%

10 - 15%

£1000 - 1500

West Bay Insurance Plc

Home - contents only (All)

90 - 95%

0 - 5%

10 - 15%

£500 - 1000

West Bay Insurance Plc

Motor (All)

95 - 100%

0 - 5%

5 - 10%

£3500 - 4000

West Bay Insurance Plc

Motor cycle (All)

95 - 100%

0 - 5%

15 - 20%

£13000 - 13500

West Bay Insurance Plc

Personal accident (Add-on)

95 - 100%

0 - 5%

0 - 5%

£2500 - 3000

West Bay Insurance Plc

Pet - covered for life (All)

90 - 95%

15 - 20%

0 - 5%

£0 - 500

West Bay Insurance Plc

Pet - maximum benefit (All)

95 - 100%

30 - 35%

0 - 5%

£0 - 500

West Bay Insurance Plc

Pet - time limited (All)

85 - 90%

10 - 15%

0 - 5%

£0 - 500

Westfield Contributory Health Scheme

Dental insurance (All)

90 - 95%

35 - 40%

0 - 5%

£0 - 500

Westfield Contributory Health Scheme

Healthcare cash plan (All)

90 - 95%

95 - 100%

0 - 5%

£0 - 500

White Horse Insurance Ireland dac

Travel - annual worldwide (All)

80 - 85%

0 - 5%

0 - 5%

£0 - 500

Yoga Insurance Services Limited

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£500 - 1000

Zurich Insurance PLC

Excess protection (for motor insurance) (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£500 - 1000

Zurich Insurance PLC

Home - (buildings and contents combined) (All)

90 - 95%

0 - 5%

0 - 5%

£6000 - 6500

Zurich Insurance PLC

Home - buildings only (All)

85 - 90%

0 - 5%

5 - 10%

£8500 - 9000

Zurich Insurance PLC

Home - contents only (All)

95 - 100%

0 - 5%

5 - 10%

£2000 - 2500

Zurich Insurance PLC

Motor (All)

95 - 100%

0 - 5%

0 - 5%

£2500 - 3000

Zurich Insurance PLC

Vehicle breakdown (Add-on)

90 - 95%

0 - 5%

0 - 5%