Interactive Investor

Stocks & Shares ISA

Your ISA allowance: use it or lose it.

Did you know you have until 5 April to invest your 2023/24 ISA allowance?

As an existing customer it's easy to add an ISA to your current plan, often for free.

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Important information - investment value can go up or down and you could get back less than you invest. If you're in any doubt about the suitability of a Stocks & Shares ISA, you should seek independent financial advice. The tax treatment of this product depends on your individual circumstances and may change in future. If you are uncertain about the tax treatment of the product you should contact HMRC or seek independent tax advice.

What is a Stocks and Shares ISA?

A Stocks and Shares ISA, also known as a Self-Select ISA or Investment ISA, is a savings account that lets you invest your money and avoid paying UK income or capital gains tax.

You can choose to invest in funds, shares, bonds, and other types of investments. You can withdraw your money whenever you need to, and you can contribute up to £20,000 a year - this is the maximum ISA annual allowance.

Add an ISA to the investment accounts you already hold with us to keep track of everything in one place.

What is a Stocks & Shares ISA

Why choose the ii Stocks and Shares ISA?

  • Low, flat fees - these could save you money and help you achieve your goals sooner.
  • More opportunities - choose from one of the widest range of investments on the market, including shares, investment trusts, Exchange Traded Funds (ETFs), bonds and gilts.
  • You're in control - check on your investments any time, anywhere with our secure mobile app.
  • We've got your back - our UK-based team is rated 'excellent' on Trustpilot.
  • Learn from the best - impartial information from our analysts, including selected funds, ready-made portfolios and our award-winning newsletters.

Stocks and Shares ISA fees and charges

  • The monthly subscription for our Investor Essentials, Investor and Super Investor plans includes an ISA, which means you can add one for free.
  • Pension Essentials customers can add an ISA by upgrading to our Essentials plan + SIPP for a total cost of £9.99. If your investments grow above £75,000 you will move onto our Investor plan + SIPP for £21.99 per month.
  • If you are on our Pension Builder plan, you can add an ISA by upgrading to our Investor plan + SIPP for a total monthly cost of £21.99.
  • All our plans allow you to invest as little as £25 a month using our free regular investing service.
  • UK and US trades usually cost £3.99. Other fees such as stamp duty, foreign exchange when you convert currency and Bed and ISA charges may apply. View full rates and charges for a full list.

Investors love ISAs because they are simple and flexible. A Stocks and Shares ISA provides a better opportunity than cash to beat inflation over the long term – although this can’t be guaranteed.

Once stashed inside an ISA, your investments are sheltered from capital gains and dividend taxes, and you can take the money out at any time free of tax too.

ISA FAQs

Add an ISA

Simply log in to open a Stocks and Shares ISA.