Sohni Dharti Remittance Program (SDRP) is a point-based loyalty scheme for our remitters who work abroad and send money to their loved ones in Pakistan through banking channels or exchange companies.
It is a unique and first-ever smartphone application available in English and Urdu language that tracks and updates every remittance a remitter sends home and awards remitters with reward points, which can be redeemed for free of cost services at multiple Public Service Entities.
Remitters will earn reward points based on a certain percentage of every remittance one sends. There are four rewarding tiers:
Reward points will be given to remitters based on the following tier criteria:
| Category | Annual Remittance Amount (in 1 year*) | Reward Points Earning (% of Remittance Amount)** |
|---|---|---|
| Green | Up to USD 10,000 | 1.00% |
| Gold | From USD 10,001 to USD 30,000 | 1.25% |
| Platinum | From USD 30,001 to USD 50,000 | 1.50% |
| Diamond | More than USD 50,000 | 1.75% |
Every remittance can upgrade the remitter’s category level and earn them more reward points.
Reward points appear on the app in the form of a virtual card that updates automatically with reward points after each remittance.
Visit the Google Play Store (for Android Smartphones) or App Store (for iOs Smartphones) and download the app.
On the welcome screen, enter your full name, CNIC number, Passport number and current place of residence.
Virtual Card
Right on the home screen, you are welcomed with your category’s virtual card that has all your reward points mentioned that is automatically updated.
Manage Beneficiary
Edit details, add or remove beneficiary from your list of remittances.
Transfer Points
Remitter can transfer accumulated points to the beneficiary and the reward can be redeemed by the beneficiary.
View Statement
See the complete history of all remittances sent to beneficiary sorted for reading convenience.
View SDRP Benefits
See details about reward partners where points can be redeemed for exclusive discounts and privileges.
You can avail the following benefits on redeeming reward points:
Pakistan International Airlines
International air tickets and extra luggage charges
Federal Board of Revenue
Duty payment of imported mobile sets and vehicles
National Database and Registration Authority
Renewal fees of CNIC and NICOP
State Life Insurance Corporation of Pakistan
Life insurance/takaful premium payment
Overseas Pakistanis Foundation Schools
School fees
Utility Stores Corporation
Purchases made in Utility Stores
Bureau of Emigration and Overseas Employment
Emigrant Registration fees
Directorate General of Immigration and Passports
Renewal fees of passports
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